Anchor Funding San Diego
Anchor Funding San Diego

Low Refinance Rates in San Diego

San Diego mortgage refinance rates can be low if you work with a direct lender and understand how to evaluate your loan options. Understanding refinance and purchase loans and related terms  like adjustable-rate mortgages (ARMs), a fixed conforming loan, a jumbo loan, loan points will help you select the a mortgage that meets your goals.  At Anchor Funding, Inc. we will help you reach that level of understanding. Our loan officers do more than just work up an interest rate to refinance or help you purchase a home, they evaluate your situation, educate you on all of your mortgage options explaining important terms and concepts about home loans that you may not be familiar with. When you work with  Anchor Funding, Inc.  not only will you get a great low mortgage rate for your San Diego home, but you will have the confidence that you obtained the right loan with the right terms.

San Diego Mortgage Interest Rates

Finding and securing a low refinance rate in San Diego is relatively easy if you understand you how mortgage interest rates are determined. Number one, the current state of our economy greatly impacts the range of mortgage and refinance interest rates available. These economic factors you have no control over, but you do have a great deal of control over other qualifications to get a great loan rate. These factors include your level of credit worthiness as indicated by your credit score, as well as the type of mortgage or refinance loan you are trying to obtain. If you're very creditworthy with a credit score above 700 and have at least 20% equity in your property, you will most likely qualify for today's best refinance rates. Some refinance mortgages  like a non-conforming mortgage are more risky to the lender. Non-conforming mortgages  are loan amounts that are above a set limit established by Fannie Mae and Freddie Mac for your zip code, or a loan where you need to borrow 100% or more of the appraised value of your home. In these cases you may still qualify however the interest rates may be slightly higher.

Bad Credit Mortgages and Refinancing in San Diego

No matter what that co-worker tells you, nobody has perfect credit! So don't worry if you have a couple dents in your credit profile.  Anchor Funding, Inc.  is a San Diego direct lender and this means that we can take a variety of financial situations in to account when we set an interest rate and approve your mortgage or refinance. Often the big banks don't take the time to understand your exact situation, you're just a number, and you spend time and money applying for a loan that you will not qualify for. There are also a number of actions you can take to help improve your credit score before applying for a refinance or a new mortgage. Reducing  your balances  on credit cards can help improve your credit scores. Pull a new credit report and see if there are any small negative items you can quickly fix, like an old collection that you can pay off and have removed. Correcting smaller items like this can push your credit score high enough to help you get that low mortgage interest rate and save you a great deal of money over time. At Anchor Funding Inc., you're not just a number we will take the time to work out the best mortgage rate for you and your financial situation.

San Diego Mortgage Rate Comparison

Perhaps you've chosen San Diego as your home for its beaches, sunshine and warm temperatures. You're about to find out that it can also be a city that offers great options for new home mortgage financing if you go local. As you begin contacting mortgage lenders, recognize that there are many differences between loans and lenders. Big national mortgage lenders spend millions of marketing dollars to attract new home buyers. Who pays for this advertising? A San Diego direct lender like Anchor Funding Inc. will work with you hand in hand to educate you, find the right mortgage or refinance for your needs, get you a great interest rate, and stand beside you every step of the way through your loan process.

Why Choose Anchor Funding Inc.?

  • We are fanatical about customer service.
  • We are a local San Diego Direct Lender committed to the success of our customers and community.
  • For over ten years, thousands of families have trusted us with their home finance needs.
  • Our low rate home mortgages are designed to save you money each and every month.
  • Our direct lending business model cuts out the middle man saving you money.
  • We use the most up to date mortgage technology ensuring a smooth and quick transaction.
  • Above all we actually care that you are satisfied with your loan.
  • Read Anchor Funding Reviews by Real Customers
  • See If You Qualify Today

    Speak to an Anchor Funding, Inc. Mortgage consultant today and see if you can qualify for some of the lowest rates we have seen in years.

  • Toll Free: 1-800-333-5157


  • Anchor Funding As Heard On The RadioAnchor Funding Is Hear on the Following Radio Stations

Current Mortgage APR
Type of Loan*
Type of Property*
Desired Loan Amount*
Get Started

lowest mortgage rates
 
 

Copyright©2002-2014, All Rights Reserved.

Mortgage Refinance Rates | New Home Mortgage Rates | About Anchor Funding | Privacy Policy | Terms of Use | Disclosures
Anchor Funding, Inc. is licensed by The California Bureau of Real Estate #01276087. NMLS# 236419 | Google+

Equal Housing Lender
 
seo company
 
ppc management
 
Web Design company