Client Reviews

Kevin and his team make the refinancing process painless. From start to end including collection of all documentation plus the signing and closing the whole process consumed less than a few hours of my time. The team is professional – they know what they’re doing and make it dead easy. Communication is excellent – you always know where you are in the process, and it is quick. From start to finish in a few weeks. And now for the best part… they got me the best rate on my refinance compared with anything else I’ve seen. If you’re contemplating doing a refinance – don’t hesitate to use Anchor. I seldom write reviews – but this is a fantastic service organization. Very highly recommended!

My wife and I have worked with Kevin and Anchor on three separate occasions. This last time we had made the decision to try and just refinance with our existing loan servicer, Mr. Cooper, after more than three month’s and our loan costs changing on us more than 7 times we decided to call Kevin. Kevin and the team had our loan finished in 40 days and ended up saving us more than $10,000 in loan fees! We can not express our gratitude enough.

I have to give Kevin and his team two thumbs up for just being on their game and getting it done! Extremely professional and very smart! I highly recommend this company!!

Anchor Funding is a 5 Super Totally Awesome Refinance (STAR) company, as of our third refi just completed. Kevin Lyons wants your repeat business, and he proves it by offering one still better deal after another over time. I couldn’t believe it until Kevin explained how he can do it. With the great new 2.75% rate we can now make real progress in completely paying off the house. Almost completely online process, great communication, done in one month! Amazing! If anyone should ask, this is the ONLY place to go for mortgage refinance. Thanks, Kevin!

Easiest Refi ever!!
What a breeze of a refi. I’ve done 4 in the past (with other companies), and this one was by far the easiest one I’ve ever had to do. It also happened to be one of the fastest refi’s I’ve ever done. I was very surprised that anchor funding had everything taken care of and did not need my input on anything. They were able to handle not only the excellent mortgage rate that I got, but they were also able to run all the credit application and verify all documents very very quickly. When it came time to sign, I went to the anchor escrow office to sign documents. Again I was surprised at how quickly and efficiently all of how the process was handled. I highly recommend Anchor Funding to anyone looking to buy or refi a house as they were highly professional, efficient, and fast.

Anchor Funding and Kevin Lyons took excellent care of us during our refinance. He makes sure to get you the best rate possible and gives you options. He makes the process fast and easy. His staff is so nice too. We will do all of our refinance and mortgages with him and his team! I can’t say enough good things! I highly recommend them for your mortgage and refinance needs!!

Kevin and all the folks at Anchor Funding are the very best! We’ve worked with them on multiple loans, each and every time they’ve exceeded our expectations. The most comprehensive loan establishment we have ever worked with.

Excellent experience working with Greg and Michele. I had a complicated paperwork situation, but they think “outside the box” to make the process as easy as possible (Of course, no re-fi is super easy). And, I requested that they only communicate via email since that’s the most convenient for me, and they met that request as well even though it required more effort on their part. All the small details, which can mound into a huge hassle, were cared for with the expertise of a team with solid knowledge of the re-fi process.

I couldn’t be more pleased with Randy Mamer and Anchor Funding. We recently refinanced our primary residence and a four unit investment property with a cash out. We have no W-2 income so it wasn’t a cookie cutter refinance by any means but they made the process simple and beat the rates quoted us by three other companies (two banks and one other mortgage broker) by a wide margin. I wanted the cash out to come from our investment property for tax reasons, every other lender said it had to come out of our primary but Randy made it happen on our investment property with no problem. Absolutely thrilled with the job they did for us.

Justin Jones, and the Anchor Funding team as a whole, were extremely professional and very responsive throughout my recent refinancing process. You can have the utmost confidence that Justin will be available at any time to provide expert assistance. He is knowledgeable, thorough, and highly personable, and I recommend both him and the Anchor Funding team without hesitation.

I recently refinanced with Kevin Lyons of Anchor Funding. My spouse and I have refinanced several times in the 30 years we have had the house. This was THE BEST experience I have ever had with refinancing.

It was promised to be ready by a certain date, and the refi went through on that exact date. Kevin made the process easy and uncomplicated. I received timely emails from his staff on information I needed to send him, or signatures needed. I was able to get a much better loan interest rate than previously and even able to get some remodeling money back. I would definitely refinance with Kevin in the future, and recommend him highly.

Kevin Lyons and Anchor Funding made my recent refinance such a quick and easy process.  Each member of the team there was knowledgeable and helpful and efficient–everyone did an exemplary job from start to finish!  I have already recommended them to friends and will continue to do so.

I worked with Kevin Lyons on my first home transaction which was a cash out re-fi.  He is very knowledgeable and so easy to work with and so are all of his staff.  It’s quite a process but they made it as easy as they could, he made great decisions, got me the best possible loan and I’m extremely happy with everything!  He will definitely be my first call going forward!

Thanks so much Kevin, you know how much stress this took out of my life and saying thanks just doesn’t seem like enough! 🙂

This amazing person Kevin  Lyons helped us so much. His firm uncovered an issue even we didn’t know about.  We solved the matter and now we are so thankful!  Our credit will continue to improve.  They worked hard for us.  They went the extra mile for our refinancing.  Thank you so much to you and your amazing company.

I recently refinanced my home with Anchor Funding, Inc and got an unbelievable fixed rate for a 30 year high balance loan.  I was able to keep my current HELOC and had really low fees.  The processing was so efficient that I only brought in my information once at application time and then the loan was completed in just over 30 days.  I can guarantee that I will use them again.  Thanks Kevin Lyons and the Anchor Funding staff!

Kevin and his team have done it again!
This is the second time that I have worked with Kevin and my experience was just as smooth the second time around. Kevin was able to provide us with a competitive interest rate, dropped our monthly payment and did it in record timing. Thank you Kevin and the  Anchor Funding team for talking the talk and walking the walk. You truly are the best that I have worked with. I will be back!

I had the opportunity to work with Kevin and his team for two refinance loans in the last 6 months; one FHA cash out and one to move to a conventional loan. Each time Kevin and team were efficient and provided great communication through the process. I was able to pay off the PACE loan for new roof and solar panels and pay down credit cards. Thank you!

I heard the commercial on the radio, and figured I’d work with a local business.  It was painless, they saved me $500-600 a month in bills and whatnot.  It was a VA loan so there were other reason why it takes a little longer (47 Days til signing), primarily a termite inspection and repairs(payments for these two items just came out of my cash out)  the whole transaction was awesome!  Anchor Escrow (obviously affiliated) next door was great as well.  Thank you Kevin, and Anchor Funding!

Kevin is amazing.  He and his stellar team have excellent work ethics.  They all strove to get our loan through in a timely manner…I cannot express how thankful I am for their help.  Kevin told me he would help me and he did exactly has he said…As others can read, all the positive comments are very true.  Listen to 760 a.m. radio and hear Kevin explain the whole procedure from your first call phone call to Anchor.  I want to say “thank you” to everyone.  It was my privilege to work with all of you.

We recently finished refinancing our home for the third time with Anchor Funding.  Kevin helped us pay off a car loan, HELOC and some credit card bills, plus cash out- saving us approximately $$1500/month, while the new mortgage payment remained the same!  His staff was willing to stay after hours to accommodate our schedules, which we greatly appreciated.  Since we’ve worked with him before, the process was streamlined and efficient. I’ve recommended Anchor Funding to my friends and family on numerous occasions and look forward to working with him again in the future when we purchase our Lake home.

My experiences with Kevin Lyons have been as good as it gets.  I have been doing business with him since 2010 and during that time have refinanced my home three times at minimal cost to me.  When I first met Kevin my interest rate was 6.5%.  I had a 30 yr. fixed loan that I acquired when I purchased my home in 2007, the first 10 years were interest only.  Kevin worked wonders.  Because I had in excess of $200,000 in equity I was able to pullout $50,000 to remodel and obtain a 4.9% 30 yr fixed loan, P & I.  Two more refinances later, Kevin got me down to 3.5%, my payments are lower than they were in the first instance when I was making interest only payments, and he has saved me thousands in interest yearly.  When I got my mortage statement for January this morning I felt I just had to express my thanks for the terrific job Kevin has done for me.  He has certainly made my financial life a lot easier.  Thanks Kevin for everything.

I can’t believe that there are not multiple reviews on this awesome mortgage company.  I was referred to Anchor Funding by a friend and came in with mixed feelings.  Kevin is one of a kind!  Full of energy, failure is not an option type approach.  From start to finish…3 weeks closing on a refinance.  Top notch crew (Lisa you know who you are!). You would be disappointed if you didn’t try Kevin and his professional crew first.  Thanks Kevin and team for making me look at you first in all my real estate financing.  Sounds to good to be true?  Find out for yourself!

I had two refinance experiences with Kevin and could not be happier!  Kevin and his staff were always professional, efficient and extremely pleasant to deal with.  Kevin always returned my calls and responded to my emails quickly.  I would never go anywhere else!  I hope he never retires.

I would give 20 stars if I could–5 for each time I went to Kevin to lower my interest rate.  I have shopped around for lower  interest rates for the past 15 years. The  Anchor Funding team has made each transaction by far the easiest I have encountered.  They have great rates and fees, very professional, and are genuine when they say they will do the best they can for you. I read some of the bad reviews on Yelp regarding Kevin and they simply do not correlate with the experiences I have had.

I have been working with Anchor Funding for over 3 years.  Specifically with Eli Moss.  I have done well over 6 refis with him personally and he has taken care of numerous friends and family members.  I have truly enjoyed working with Eli and his staff.

Eli and his team got all of our loans completed quickly, easily and efficiently! I cannot tell you how much I appreciate his efforts on rates and fees, as well.

On my personal residence, I was really in a bind, because I just found out it had an ARM and that was a total surprise that the current loan was variable!

Eli and his team came through with flying colors.  Not only was the new loan approved fast, but the rate was absolutely amazing and unbeatable.

It’s a pleasure to work with true professionals. I would highly recommend Eli Moss and Anchor Funding to anyone who needs a loan fast and efficiently.  They are very competitive.

I called these guys (actually I called Academy Funding, but they apparently are affiliated) and Eli Moss quickly returned my call. He took all necessary information over the phone and emailed me a re-fi estimate within a few hours. I compared their closing costs and rate with two other places and Anchor beat them in both areas. After giving it some thought for about a week I decided to go ahead, called Eli back and started the process. From here on it was an extremely smooth, I was surprised. About 2 weeks into the process I was thinking to my self if I should give Eli a call to see if he could do anything to the rate, I was watching the news and the rates were coming down a little. I knew my rate was locked, but I figured it was worth a try. This may sound weird, but I didn’t get to give him a call that morning when I checked the market, and a few hours later he _called me_ out of the blue! He said he had great news, he was able to cut down the rate and also lower the closing costs! Very very impressed with his honesty, he could’ve just kept the profit.
Working with the appraiser, loan officer and escrow was a breeze, especially the loan officer (Lisa) was extremely helpful! I had trouble getting a particular bank statement from my remote bank and they worked with me to resolve the matter very efficiently.
In the end I saved a nice chunk of change and closed in about 3 weeks from the day I told them to go ahead. I’ve done re-fi before, and both used and new-home financing and this was by far the best experience.

Just completed a transaction with Kevin Lyons at Anchor Funding and we had a great experience, again!  We’ve used Anchor Funding several times in the past and always receive professional, efficient, friendly service from the office staff and Kevin.  We wouldn’t hesitate to recommend Anchor Funding to anyone.

Wow, I’m very surprised this was so easy and we are self employed usually difficult to get financing. They refinanced my home and that went well, also Kevin asked about our rental condo and made a big difference for us. He saved us more than $ 200.00 per month and cut off 9 years from the loan. We will retire with the rental home Paid Off Free and Clear. The rent of $ 1500.00 will add to our income and gave us a large increase to our bottom line.
Thank you – Very Impressive

This is our second time using Anchor Funding. I was very familiar with Kevin because I worked at the station he advertises on and knew him very well as a frequent advertiser on the Rick Roberts show. A few years back my husband and I where looking to refinance our home to lower the interest rate as my husband was retiring in a few years. When we contacted Kevin we where already dealing with another mortgage broker and where just about to sign final docs when my husband and I decided to get in contact with Kevin to see if we could do better. Kevin ALWAYS made himself available he returned all of our calls very quickly and was and is always very clear and up front with what he is able to help you accomplish with regards to refinancing. Anytime we had a question either Kevin or one of the more that capable team members was able to assist us in every way. With Kevin and Anchor Funding we where able to lower our interest rate and save close to $600 a month. Everything was done exactly on time and we could not be happier with our experiences with Kevin Lyons and Anchor Funding we would definitely use them again and I highly recommend their services.

I, like many others, heard about Anchor Funding on the radio.  I would never have thought of “falling” for one of those commercials, but Chip Franklin on KGO Radio (San Francisco) made it sound really legit, so I called about a re-fi of our home.  Eli Moss (858-503-0062) answered my call, asked some basic questions and reassured they could easily help and lower our rate.  Within an hour, the process started with “e-documents” to be signed and returned electronically and we locked in a rate….easy!  I forwarded the basic paperwork required (bank statements, tax returns, etc). and within weeks, not months, we were done!!!  AND at a lower rate than what we “locked”.  Everyone I dealt with at Anchor was professional, helpful, responsive, knowledgeable, and pleasant.   We have gone through this process in the past but this was BY FAR the easiest, quickest and cheapest re-fi ever.  I don’t want to give away everything Eli was able to do for us, but I can say fees and points were “not an issue” (wink wink….can you say “zero”).

HOLY SMOKES! I am not going to lie i was a little sketchy at first, I mean what kind of business doesn’t take a percentage, a point or any kind of profit from me? This business! I had my dad call and speak to him to make sure I wasn’t being taken advantage of as a woman. My dad is very business savvy and especially with finances. They spoke on the phone and my dad told me he was legit. My father and I went down together to sign paperwork and Kevin explained everything to us from start to finish. He was very polite and answered all of our questions. No joke from the time i started the Re-fi, I did the appraisal 4 days later and my loan closed in 2 weeks. I got a check and from Anchor funding for a percentage of my appraisal fee back as well as a thank you gift which i thought was very nice. I recommended anchor funding to my friends as well and they also closed in 2 weeks and were VERY happy with the outcome and savings! I will continue to recommend anchor funding and kevin to my friends , family and coworkers.

Have used Anchor for a refinance before and they were great. This time I needed a loan for a purchase and came back, and Eli Moss was very very helpful. He got me a great loan for a Condo and those types of loans can be difficult at times! Many thanks to Eli and Anchor Funding.

Exceptional service! My wife and I are both self-employed so our last 2 refi’s thru banks(WF and B of A) have been painful and long drawn out-2-3 months! It was 40 days from the first call and speaking to Kevin to funding of our new loan at a great rate! Wow! I won’t use anyone else again.

We used Anchor Funding for our loan on a new home. We worked directly with Jon Engelhardt, one of their loan officers. He went above and beyond. Due to builder mistakes our closing date was moved twice. The last move was beyond our loan lock date but Jon worked with us and the builder to smoothly get them to cover the loan extension costs. He also caught one of the builder mistakes for us (a home configuration issue) early enough to get the builder to correct it  easily. I’m sure that other loan officers would not have payed attention when we talked about our new home and thus would not have later caught the builder error. And he held our hand, so to speak, with advice about the final walk-thru, how to handle serious discrepancies, etc. Since Jon is also a realtor, he knew all of the twists and turns of acquiring a new house and we felt totally confident with him. We must have had more than 20 phone conversations from loan application until closing and twice that many email exchanges, often on the weekends. Jon was always available and responsive, always ready to answer all our questions.

We refied with this company and had no problems throughout the process. We did a lot of homework and shopped around for best rates and Kevin was willing to match the lowest found. Looking forward to hundreds saved monthly!

I have a great deal of respect for Kevin Lyons.  I used him some years ago to refinance my home mortgage, which was handled smoothly and efficiently.  Twice since then I have consulted with him about the possibility of refinancing, and both times he correctly advised me that what I was considering was not in my best interest, and explained why.  I recommend Anchor Funding highly and trust Kevin to do what is best for his clients, not just for his company.  Thank you, Kevin!

I recently refinanced my home using Kevin Lyons and his team from Anchor Funding.  This was not my first time refinancing and I have been through the process a few times; therefore I was expecting a long drawn out process full of duplicate requests of documents and stressful.  A colleague recommended Kevin Lyons, as he had used Anchor Funding several times for home refinancing.  I can say that the entire process exceeded my expectations.  Kevin and his team were very detail oriented and on top of things.  Any time I had questions, I either called or emailed Kevin or one of his staff members.  I always received a response within 24 hours.  He kept his word on all details of the process as well as it was clear he had the best interest of my financial needs.  Thank you Kevin and your associates for making this process so smooth.  I will certainly call upon Kevin in the future and I am happy to recommend him to my friends and family.

I heard about Kevin Lyons and Anchor Funding on 760 am radio.  I called him to see about refinancing my home. He spent some time on the phone with me and we met at his office. Kevin and his staff were polite, professional and extremely efficient. 3 weeks later my loan closed. The whole experience was simple, easy and was one of the more enjoyable mortgage processes I have gone through. Thumbs up to Kevin and Anchor Funding

A few months ago I heard about Anchor Funding on AM 600 during the morning news. I called and spoke with Kevin Lyons about a refinance. Due to my situation Kevin could not help me at the time.  He answered my questions though and gave me some advice. I called back a few months later after my situation had improved based on his advice and this time I was able to qualify for a loan. We just closed our loan and ended up being able to pay off some credits cards too.  The whole process was quick and easy. The staff was friendly and helpful. Plus they are local.

I just closed my home loan with Kevin Lyons of Anchor Funding. The rate was lower at closing than when we started. Kevin and Anchor went above and beyond. Wow .. He saved me over $259 a month with a no cost refi.. We closed in 21 days too

First and foremost I would like to say that Kevin and his team are the most professional people that we have ever dealt with. I don’t understand all the negative 1 star reviews? That being said, Kevin was able to help us out with our loan process but due to some personal events on our end (not theirs) we were not able to finish the loan at this time. If you want great and HONEST people these are people to go to. Thank you again Kevin. God bless.

After hearing an ad on the radio for Anchor Funding, I called out of the blue one day to see if Kevin could help me with my financial situation.  I needed new transportation, but did not feel I could realistically afford payments for a new car.  After speaking with his receptionist, I spoke to Kevin.  He listened and checked into my situation right over the phone.  After determining he could actually help me, he gave me a list of items to bring to the office.  I was diligent and emailed him all the documents at once, with one exception because it had to be ordered.  Kevin and Anchor Funding were polite, courteous, and professional.  Before I knew it, I had paid off my student loan, all my credit card debt, and purchased an almost new car and paid cash for it (i.e., NO PAYMENTS).  I can’t tell you how happy I am with Kevin Lyons and Anchor Funding.

I had a great experience with Anchor Funding.  I worked with Eli Moss, he delivered on all of his promises and I was able to lower my payment and get rid of my PMI.  I highly recommend calling Anchor Funding if your thinking about refinancing or applying for a loan. The staff was always helpful and polite even though I called almost every day with question or concerns.

I was surprised to see some negative Yelp post when I had such a great experience.  After reading all the post I noticed that many of the people who were unhappy with anchor were individual s who didn’t qualify for a refinance.  Keep in mind everyone’s in a different situation and depending on the interest rate, equity of your property,  and credit score some may not qualify.

Give Anchor Funding a chance I promise you won’t find a better rate or company!

Thank you Eli!

My wife and I live in San Diego and wanted to refinance our home. I had heard Anchor Funding’s ads on the radio and already knew of their excellent reputation, so
Kevin Lyons was the obvious choice to do our refi for us.
One of the best decisions we’ve made yet. Kevin and his team not only made the entire process easy and explained everything clearly, but also held up their end of the bargain flawlessly. We usually don’t do reviews but we had to in this case. Kevin is a great person who truly cares about his clients. All the people in his staff who we met are the same way. There’s an honest, capable and respectful culture throughout this organization.
We highly recommend this firm!

I just wrapped up what I think was the third or fourth loan that Kevin Lyons has done for me.  He is my “go-to” whenever it’s time to get a new loan.  I am very busy and he is quick, makes recommendations, gives me an overview on what’s going on in the market so I can gauge if the timing is correct, and then gets the job done in a professional, hassle-free manner.  I would recommend him to anyone.  His staff is also “top-shelf”.

Hi. We just completed a second refinance with Kevin Lyons.  He lowered our interest rate with a no cost refinance. We now are saving an additional three hundred dollars a month.  Once again Kevin and his staff made the process easy and Efficient.  We closed in 25 days. Kudos to Kevin, Rosie and the rest of Anchor. Don’t waste your time calling anyone else.

I just finished a refinance with Kevin Lyons. I’ve been hearing him on the radio for a few years and finally decided to call. Kevin and I spoke over the phone and set up a time to meet after work at his office. That was just over 30 days ago. Throughout the process, Kevin and his staff were always available to answer all my questions as they came to mind. My transaction was a little more complicated due to some unforeseen items that appeared on my credit. Anchor Funding worked through all the hurdles, keeping me calm and updated the whole time. I’ve now paid off some debt and have some cash back and am saving a fair amount of money every month. A big thank you to Kevin and his staff at Anchor Funding.  It’s great to see that there are people and companies out there who care.

Kevin and his staff were so attentive to our needs. Kevin found us a rate that helped us pay off debt and lower our monthly payments. We have refinanced with Anchor Funding in the past, and if we ever need to do so again, we will be back.

We just completed a refinancing of our home with Anchor Funding & found it to be the most painless experience we have ever had.  Kevin Lyons met with us from the beginning & helped us understand all the intricacies of the process.  He made sure we were getting the best deal possible to save us the most money.  Dealing with everyone on his staff was also a pleasure.  They answered our questions quickly and we closed within 35 days.  I would recommend this group to anyone looking to refinance with the littlest amount of stress & save money at the same time.  We can’t thank them enough.

We are doing a refinance thru Anchor Funding and I have to say that it was a very easy process and Kevin and his Staff were great to work with.  I am surprised to see the negative remark, because every time that we have called with questions, they have always been courteous and professional.
Kevin went thru our Credit Report and we noticed that there were entries that clearly did not belong to us, he helped to get us the information to get them removed.
I like it when someone takes the time to make sure that we understand the process, and then makes sure that everything goes as was promised.
If you are looking to refinance on a Mortgage, you need to give Kevin and his team a call.

I called Kevin Lyons about doing a refi in my house. The receptionist was courteous and put me right through to Kevin. We talked about my needs and he offered me a zero points deal that lowered my interest rate and saved me $223 per month. The docs and paperwork were fairly simple and It took 45 days to close.
Really quite pleasant experience. Best loan transaction I’ve had. Recommend Kevin and Anchor highly.

Kevin Lyons at Anchor Funding recently got me a great low interest rate on a mortgage, plus they handled a very difficult short escrow funding process very well and kept in close contact with me until the deal was done! Kudos to Lisa Adamson as well!

Kevin and his team are so easy to work with.  We have used them several times and each experience has been absolutely seamless.   I highly recommend Anchor Funding.

Renovations of my home left me deep in debt.  I underestimated the cost of everything.  I called Kevin hoping to get some help.  He asked me a few questions and assured me he could help.  I started the refinance process right away. Every person I dealt with within Anchor Funding knew their stuff.  Any questions I had were answered right away.  The refinance process was easy and fast.  From the date of my first phone call to the day of closing was just about one month.   Fast, easy, and efficient.  Thank you, Kevin.

Kevin does an exemplary job in finding the best mortgage!  He takes a personal interest in making sure all goes smoothly. I’ve done multiple refi’s with Kevin and have never been disappointed.  Even though this has been a professional/client relationship, he treats me like an old friend. I would recommend his services to my family and my most valued friends.